Deposit Rates

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Savings Products

Interest Rates as of October 21, 2009

(rates are subject to change without notice)

 

Account Type

Rate

APY

 

 

 

Perfect Savings Account

Call for details

Call for details

Statement Savings Account

.49%

.50%

Passbook Savings Account

.49%

.50%

Looney Tunes Savings Club ® (Children's Savings Account)

.49%

.50%

All Purpose & Holiday Club Accounts

.25%

.25%

 

 

 

Money Market Passbook & Statement

 

 

 

 

 

Daily Balance:  $1,000 to $2,499.99

.25%

.25%

Daily Balance:  $2,500 to $24,999.99

.49%

.50%

Daily Balance:  $25,000 to $49,999.99

.64%

.65%

Daily Balance:  $50,000 and up

.83%

.85%

 


Checking Products

Click here for checking account disclosures

Interest Rates as of August 14, 2009

(rates are subject to change without notice)

 

Account Type

Rate

APY

 

 

 

Interest Checking (Daily Balance of $500 or more), Direct Plus Checking, 50+ Checking & Hometown Hero

.15%

.15%

Premium Checking (Avg. Daily Balance of $2,500 or more)

.55%

.55%

 

 

 

Money Market Checking Account

 

 

 

 

 

Daily Balance:  $1,000 to $2,499.99

.25%

.25%

Daily Balance:  $2,500 to $24,999.99

.49%

.50%

Daily Balance:  $25,000 to $49,999.99

.74%

.75%

Daily Balance:  $50,000 and up

1.08%

1.10%

 


 

 

Certificates of Deposit & IRA's

Interest Rates as of November 6, 2009

(rates are subject to change without notice - substantial penalty for early withdrawal)

 

Term

Type of Account

Rate

APY

Minimum Deposit

 

 

 

 

 

3 Month

CD/IRA

0.83%

0.85%

$1,000

3 Month Liquid *

CD/IRA

1.09%

1.10%

$5,000 *(New funds only)

4 Month

CD/IRA

0.84%

0.85%

$1,000

5 Month Special*

CD/IRA

1.29%

1.30%

$1,000* (New funds only)

6 Month

CD/IRA

1.18%

1.20%

$1,000

8 Month

CD/IRA

1.19%

1.20%

$1,000

9 Month

CD/IRA

1.18%

1.20%

$1,000

1 Year

CD/IRA

1.52%

1.55%

$500

1 Year Deferred

CD/IRA

1.54%

1.55%

$1,000

1 Year "In Touch"

CD/IRA

1.44%

1.45%

$1,000

13 Month

CD/IRA

1.52%

1.55%

$1,000

17 Month

CD/IRA

1.52%

1.55%

$1,000

18 Month

CD/IRA

1.95%

2.00%

$1,000

2 Year

CD/IRA

1.81%

1.85%

$1,000

3 Year

CD/IRA

1.95%

2.00%

$1,000

4 Year

CD/IRA

1.95%

2.00%

$1,000

5 Year

CD/IRA

1.95%

2.00%

$1,000

18 Month Fixed Rate IRA

CD/IRA

1.95%

2.00%

$500

18 Month Variable Rate IRA

CD/IRA

0.12%

0.12%

$40

 

APY stands for Annual Percentage Yield - Fees may reduce earnings